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Is a home inspection required for a mortgage? No doubt that a great percentage of prospective homeowners tend to ask this question. It is a simple question, but at the same time, it troubles many. A home inspection, conducted by a certified home inspector, entails a comprehensive examination of a property’s condition. During the process, …
There is no doubt that lawsuits are perceived to be costly endeavors, an endeavor reserved only for individuals with substantial financial resources. This is a perception that greatly deters people from seeking justice when they have been wronged. However, the reality is more nuanced. Do you need money to sue someone? It is true that …
Bankruptcy is a word that conjures up images of financial ruin and hardship. Its mention and the act of declaring bankruptcy are often overwhelming besides being a fresh start as one resets the financial situation. But during the process, can personal loans be included in bankruptcy? Prior to exploring whether it is possible or not, …
Among the thousands of topics between couples, the one that stands out and has a bigger share and weight is concerning finances. Finances are a big topic between couples and it has led to the end of many marriages. And not only marriages, any other form of relationship be it familial or mere friendship. Despite …
Ever heard of Stella Liebeck Vs Macdonald’s hot coffee case? In 1992, 79-year-old Stella Liebeck purchased a takeout coffee from a McDonald’s drive-thru in Albuquerque and accidentally spilled it on her lap. She subsequently sued McDonald’s, and a jury awarded her almost $3 million in punitive damages for the burns she incurred. This is just …
Assault is a serious offense that has the potential to cause long-lasting physical, emotional, and financial impacts on the victim. Although it is often misunderstood and confused with battery, legally, the two are distinct offenses. Assault entails the threat or attempt to cause harm, creating a reasonable fear in the victim while battery, on the …
Having a less-than-perfect rental history is okay and part of life, but the thing is questioning yourself “Can I get an FHA loan with an eviction?” A major concern among many prospective homebuyers is whether past evictions have the potential to impact the ability to secure a Federal Housing Administration (FHA) loan. One thing about …
Although they are meant to be as simple and straightforward, bank statements are at times confusing particularly when they are filled with various charges, credits, and descriptions. Among such descriptions/terms is the “CSC Service.” Often written in its initials makes many wonder “what is CSC Service work in bank statement. What Exactly is CSC Service CSC service is a term that refers to charges connected with a service provider involved …
Money orders provide a form of payment that is similar to a check and secure in nature. As a prepaid instrument, it guarantees the recipient that the specified amount will be paid. Besides being used to send money to individuals or to make payments, they can also be used to send money or make payments …
Besides being an emotionally devastating experience, losing a loved one can also have major financial implications. In a wrongful death lawsuit, the primary goal is to hold the responsible party accountable for their actions. The lawsuits are filed when a person dies as a result of someone else’s negligence or intentional act. While the emotional …
